Properties in Brighton & Hove are currently experiencing a rental boom!!  RDA does not have a single empty property - yes that's right - 100% occupancy!!

Properties in Brighton & Hove (highly acclaimed as London By The Sea) is currently experiencing a rental boom!!

We here at RDA Estates do not have a single empty property &, together with our rental agent, have over 600 of our landlord’s properties & yes we have 600 properties currently rented, yes 100% occupancy!!  We need properties to rent so please do seriously consider our proposal below.

We have received several calls & emails recently asking us similar questions:

‘What is happening with the property market in Brighton & Hove?’

‘Is it a good time to buy?’

‘What would we suggest we do with our property portfolio in Brighton & Hove?’

Let me answer the above questions as best as I can to give you all my honest views on what I think & also what the market is currently telling us & what is being forecast.  There was a lot of hype last year saying that property prices were rising fast & that they will get back to the peak of the end of 2007/early 2008.

Answer:
Prices did rise from the beginning of last year through to the summer but the biggest issue we have is the current lending structure from banks. Gone are the 75-100% LTV mortgages thus meaning far greater deposits are required & so basically eliminating the majority of first-time buyers who often act as a stimulus to the property market. This will improve & the improvement is expected this year.

There are also all the UK Government’s massive public spending cuts which have frightened the market with concerns over money & jobs.

Then there is the increase in VAT to 20% with fears that there may also be more job losses as small business may find it hard to sustain business survival. 

And lastly the continued bad media & press. The media, however, are like the weather as we all know - no sooner do they say that house prices are falling, then next week there’s an article stating prices are going up … all very confusing to the reader …..

What do we think?
Brighton & Hove has not lost its attraction to residents.  People want to live here & are choosing to rent rather than buy because of the uncertainty for a period of time.

Interest rates will remain low for a while, probably for the next few years.  We are currently working very closely with Lloyds TSB & have been able to introduce several new clients to them who have been looked after very well due to our introduction & have also received very attractive mortgage rates, probably some of the best available in the market currently.

Should you wish us to make the introduction for you so you can at least find out if you can secure a mortgage, how much you can borrow & what rate you can obtain please do let us know.

Property investment with the rental returns plus capital appreciation will be a far better & far safer opportunity than the majority of other investments - see table below.

There still remains this underlying shortage of properties problem which won’t ease.

Vendors are choosing to rent their properties rather than sell if they cannot get their asking price or close to it.  However, a few vendors need or want to sell & here is the opportunity I want you to consider & allow us to provide for you …!!

Look at this basic table below.

Assuming we can buy a property for you at a given price - we will cherry pick & obviously do our best to get you best price possible.  The property will very easily rent & thus cover in most cases ALL mortgage repayments on an Interest-Only basis (they certainly do based on the mortgage rates currently offered by Lloyds), often leaving a surplus where you can choose whether to bank the cash or have a capital + interest mortgage.

The market believes that properties in the Brighton & Hove area will appreciate at least 40% over the forthcoming 5-6 years. In all honesty, we firmly believe this is an absolute minimum & my Son believes it will be more as he is actively building a portfolio for himself as well as one very large portfolio for an investment banker friend of his who wants to buy a property portfolio of up to GBP10 million in Brighton & Hove & have it managed by us.

This of course is another area we have recently explored & can discuss on a case by case basis as some people prefer to buy blocks of flats & a lot of people still have this ‘MONOPOLY BOARD GAME DREAM’!!

PURCHASE PX:           £ 200,000: Increase Of 40% Over 5-6 Years = £280,000
                                  £ 300,000: Increase Of 40% Over 5-6 Years = £420,000

This table is a very simple, truthful explanation on how best you can utilise your property investment.

RDA will “ARRANGE IT ALL” as we have done for every client, every time & help you to capitalise on this opportunity which has developed. We truly believe you can have an excellent investment & we are very confident this will succeed if you allow us to help you.

We are so confident that we can find you the right property, that it will rent very easily & that we can offer everything we say, that we are currently offering an incentive programme to our existing clients as we want you to buy now & allow us to rent your property.

The more property we can rent, the more money you & we can make & we simply don’t have any empty properties to rent - so we want more!!!

Look at our website: www.brightonpropertyinvestment.com or email us on This e-mail address is being protected from spambots. You need JavaScript enabled to view it & let us help you make that correct property investment.

Yours sincerely,

Jean Shillinglaw
Director